Some people make financial decisions based on advice from their best friend, a relative, work colleagues, or even their mechanic. These people mean well — but good intentions aren’t the same as good advice. What worked for someone else might be completely wrong for you, your goals, your risk profile, and your future.

A qualified financial adviser provides independent, expert advice, specifically tailored to you and your circumstances.

Advisers are trained, regulated, and legally required to put your interests first. They build a plan based on evidence and your long‑term wellbeing.

Your financial future is too important to leave to chance. When the stakes are this high, you need more than someone else’s opinion — you deserve proper advice.

The New Zealand Government contributes 25 cents for every dollar you save in your KiwiSaver account, up to a maximum of $260.72 per year. To receive this full amount, you need to put in $1,042.86 of your own money between 1 July and 30 June.

By opening a KiwiSaver account, and making the minimum investment, you’ll receive the Government contribution - this is a guaranteed return of 25%! Too many New Zealanders are missing out on FREE money - call us today so we can get you set up.

If you’re already in KiwiSaver, we’ll check to see that you’re receiving the maximum amount from your employer, and help you target increased returns to grow your KiwiSaver balance faster.

Small financial choices today can have a big impact on your future wealth.

Choosing the right KiwiSaver fund is about capturing long‑term growth you might otherwise miss. The right fund selection can help you achieve stronger returns, benefit from compounding, and stay aligned with your risk tolerance and goals.

We’ll work together to identify a KiwiSaver fund that matches your investment time horizon, helps you diversify effectively, and positions your money to work harder over the long term.

Know exactly what steps to take without confusion or guesswork.

Financial confidence comes from knowing your money is in the right place. This means your financial plan isn’t impacted by emotional decision-making or reactions to headlines.

With guidance from an independent adviser, you’ll develop a clear plan, with investment choices that match your goals and tolerance for risk.

Our consistent, ongoing support will help you stay on track, make informed adjustments, and feel confident about the future you’re building.

Advice for the life you’re living - Financial advice should fit the reality of your day‑to‑day life — your goals, your pressures, your opportunities, and the decisions you’re making right now. At the Holistic Money Co. we provide clarity and structure so you can make informed choices about saving, investing, and planning for the future, without second‑guessing whether you’re doing the right thing. It’s practical, relevant guidance that supports the life you’re living today.

Advice for the whole of your life - Great advice goes further. We help you build a financial path that supports every stage of your life — from early career decisions, to buying a house, planning for retirement and everything in between. With smart fund selection and ongoing guidance, you stay focused on your goals and maximize your potential returns over decades. Our advice is designed to grow with you, and set you up for lifelong financial success.